We provide products under four high-level groupings of Accident, Sickness, Travel and Lifestyle. These are not products in themselves but encompass various underlying covers. We bundle different covers either within or across groupings, to meet the specific requirements of our client.
ACCIDENT & HEALTH: Death, Disablement, Medical Expenses, Hospital Cash, Cosmetic Surgery correction, Dental solutions
SICKNESS: Absenteeism, Income Protection, Unemployment
TRAVEL: Major comprehensive travel covers, Collision Damage Waiver, Care Hire Excess
LIFESTYLE: Wedding insurance, Bicycle insurance, Purchase Protection, Price Protection, Mobile phone & gadgets
Claims & Medical Assistance:
Different covers have different claims characteristics in terms of complexity and quantum. A travel delay claim requires very different handling from a death or disability claim, not just from a technical perspective but also from a sensitivity perspective.
At Vecta, we have many turnkey claims solutions provided by reputable third party claims handling companies in the UK and across Continental Europe to ensure the correct claims handling in the local language.
The same holds for Medical Assistance on travel covers. We have a panel of providers who can provide 24/7 response in the local language.
Of course, if a client already has their own preferred claims or medical assistance providers, we are more than happy to work with these partners.
E-Trading & IT-Platforms:
Many of our clients already gave their own e-trading or web-based distribution platforms. However, where required, we can help provide appropriate IT solutions.