Vecta delivers a wide range of custom-built accident, health, travel and lifestyle insurance solutions for both organisations and individuals.

We build solutions across the UK and Continental Europe for corporate clients including employers, banks and financial institutions, sports and other activity associations, and professional groups, as well as for individual consumers via schemes with affinity groups, financial institutions and specialist brokers.

Vecta operates as a division within Castel Underwriting Agencies Limited.  Our partnership with Castel allows us to focus on servicing our clients’ needs, whilst they provide essential supporting functions.

Why use Vecta?

What sets us apart is that we are not just underwriting insurance policies: we are providing complete scheme solutions. Every policy or scheme is different in terms of covers required, pricing, wording, language, regulatory compliance and claims. In addition, there may be further requirements for IT solutions and medical assistance.

For us, collaboration is key. We work from the ground up with our clients and brokers. Listening carefully and applying our marketing expertise, underwriting intelligence and operational insight means we start building every solution with a clear understanding of what it needs to deliver.
At Vecta, we bring not only our own extensive personal experience but we also bring the benefits of the MGA model:

  • Rapid decision making

    With a wide delegated authority from our insurance capacity, we are able to make fast decisions when other insurance providers may be slowed by their internal referral processes

  • Lean cost base

    As a specialist niche player, an MGA traditionally operates a lean business model meaning that clients benefit from the cost advantages this creates

  •  Flexible delivery

    As a standalone provider, we are not encumbered with our own IT or in-house claims capabilities – we can pick the most appropriate providers based upon the specific geographic and technical requirements of each scheme. This brings both service and cost advantages.

At Vecta, we see the full insurance picture and you can rely on us to deliver the complete end-to-end solution.